Are cable, telephone, cell and other bills classified as utility accounts on credit report?
Question : Are cable, telephone, cell and other bills classified as utility accounts on credit report?
Are cable, telephone, cell and other bills classified as utility accounts on credit report? When an apartment lease manager says they look for past due utility accounts, some say they also mean telephone, cable and other bills besides an actually past due utility bill.
telephone cable
Best answer:
Answer by Judy
None of those report to credit bureaus.
Fail to pay… then… it will report to the bureaus.
Maybe your landlord calls the utilities himself/herself to verify good usage.
/
Utility bills, including cable, phone, and cell are not extensions of credit and are not reported to the credit bureaus unless you default and the debt is turned to collections. The collection agency reports the defaulted debt to the credit bureaus.
There are companies that screen tenants for landlords. These companies check the credit reports but also check rental history. Some maintain data bases similar to credit bureaus but on rental info which includes things like paying utility bills, tenant problems and damages caused.